A stock loan, a financial transaction often utilized by investors and businesses, allows individuals to borrow capital while using their stock holdings as collateral. This approach provides access to liquidity without the need to sell one's stock portfolio. Stock loans typically come with competitive interest rates and flexible terms, making them an attractive option for those seeking short-term financing. Whether for personal or business needs, stock loans can be a valuable financial tool for leveraging existing assets while maintaining ownership of your valuable securities.